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Bad Credit Merchant Account | Card Processing Services

Bad Credit Merchant AccountIs your bad credit preventing you from getting approved for a merchant account for your small business?

Applying for credit card processing services is enough of a headache in itself, but getting turned down by a processor because of poor credit can be overly frustrating.

The Transaction Group (TTG) can help! We regularly work with merchants that have less-than-perfect credit and are unfortunately classified as high risk merchants.


Apply Now


At TTG, we’re the experts when it comes to high-risk merchant accounts. Since 2004, we have been assisting businesses around the globe with finding the best merchant account services provider for their specific requirements. Our industry knowledge paired with our unique banking relationships is unmatched.

Why pay more than you need to? While other credit card processors may take advantage of you due to your bad credit, TTG will find the most competitive rates available. And with a merchant account from TTG and our partners, you’ll never be hit with hidden fees – a favorite tactic among some processors.

The Right Solution for New Businesses

If you are just getting your business off the ground, have bad credit, and have no credit card processing history, we have a solution for you. If your business is low volume, high volume, has high-ticket goods or services it’s not a problem.

freeterminalWill you need the ability to swipe customer credit cards through a terminal at a retail store location? We’re currently offering a FREE EMV chip and PIN terminal to all businesses when they sign up for a merchant account.  If you accept credit cards from customers face-to-face, take advantage of this $500 value!

(learn about EMV & what it means for merchants here)

Do you have an online (ecommerce) store? Save money with a merchant account and secure payment gateway from TTG and our partners. Our rates and fees for high risk online accounts are the lowest you’ll find!

… And For Established Businesses

We gladly accept applications from businesses that already have merchant services in place but are shopping for better rates. In fact, we’re so confident that we can save you as much as 25% over your existing rates and fees that we offer a FREE rate analysis.

Send your most recent statement to sales@thetransactiongroup.com and we’ll get back to you in 1 business day with projected savings.

Get Started Now!

We offer a streamlined application and approval process and can have your business set up to take credit card payments in just a few business days. Yes, even if you have poor credit! Apply today for your merchant account and start processing transactions this week!